Commercial Auto Insurance for Oregon
Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
Did you know that your current personal auto policy does not cover some circumstances that Uber drivers may be exposed to? As you may know already, Uber has a 1 million dollar policy that covers your passengers only from the beginning point of the fare, to the end point of the ride. But what about coverage when you are in between customers? Don’t risk losing your current personal auto policy because of coverage restrictions. We can help you get the best coverage for your budget.
Hired/Non-owned Auto Liability
Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Use of Personal Vehicles
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business.
Every business is unique – talk to Wix Agency today to find out how to get the best commercial auto insurance, service, price and value. Give Wix Agency a call at 503-760-6826.